View Full Version : mo' money mo' problems
PaulsRightNut
05/12/08, 09:58 AM
I needed cash - so I took out 20 bucks from the atm.
It said I had 40 dollars left in my account. I felt like I was going to throw up. I thought I had at least 200 bucks left in there to last me until I go home. Now I'm all stressed out and I don't even want to drive to the library to study cause I wanna conserve the gas that I have left in the tank. I wonder how much they are going to charge me for going over my credit limit. - I tried calling the bank but no one is answering/I've been on hold forever. Darn - this is really bugging me. Anyone have any similar issues they would like to share :shrug:
chronomic
05/12/08, 10:01 AM
my bank fucks me all the time. but then i set it up so i can transfer funds, view accounts, ect. online. thats been super useful.
and my bank has a 30 dollar overdraft fee. and thats pretty dumb they arnt answering. but ive always had to talk to them personally if wanted to get real answers.
SgtSmegma
05/12/08, 10:15 AM
Link your savings account to your checking account so if you overdraw, you won't get penalized.
JimGray
05/12/08, 10:17 AM
Penal.
PaulsRightNut
05/12/08, 10:26 AM
well apparently my 40 dollar balance is actually a negative balance - I'm way over my limit. Wow I'm an idiot. I gotta head over there and hopefully fix this. God I really feel like throwing up now.
SgtSmegma
05/12/08, 10:37 AM
Just offer sex in exchange for understanding.
Smash Adams
05/12/08, 10:54 AM
buy $20 worth of lottery tickets, you'll be sure to become a millionaire
problem solved
notoaststereo
05/12/08, 11:02 AM
i got 68$ from selling my books back to the school.
280 in penalties from my bank because i fucked my pay check up. it put a hold on my student loan, now they are fucking my ass. fuck bills, fuck student loans, and fuck banks fucking people.
Willy McFurgle
05/12/08, 12:19 PM
280 in penalties from my bank because i fucked my pay check up. it put a hold on my student loan, now they are fucking my ass. fuck bills, fuck student loans, and fuck banks fucking people.
Fuck that shit!
Fuck that shit!
thanks for the support McFurgle. i appreciate it. i've got your money by the way.
Willy McFurgle
05/12/08, 12:38 PM
thanks for the support McFurgle. i appreciate it. i've got your money by the way.
Sweet, i'll call off the hit.
Sweet, i'll call off the hit.
Thanks. That's a relief. I can have it for you tonight at the spot if you want.
I'm just curious to see how my MasterCard bill turns out, I'm 15 days over-due now..
Willy McFurgle
05/12/08, 12:53 PM
Thanks. That's a relief. I can have it for you tonight at the spot if you want.
Probably won't have my fly wheels til tomorrow, so if you wanna meet up at "the spot" might wanna send a limo...lol
xvszero
05/12/08, 01:07 PM
Here is my tip... go in and argue and threaten to leave the bank.
Because here is a secret... personal bankers generally have to right to override any customer fees they want as a "customer service" without having to explain it to superiors beyond "they seemed pretty pissed off."
Probably won't have my fly wheels til tomorrow, so if you wanna meet up at "the spot" might wanna send a limo...lol
Wait.. no wheels.no care. haha. fuck you man im out with yo money bitch! ill pick you up on my way out!
Bites the Dust
05/12/08, 02:51 PM
it's usually 30-40 dollars for over withdrawling.
updownleftright
05/12/08, 08:23 PM
rewatch sasquatch gang.
or talk to a friend. ap members can only go so far..
i got 68$ from selling my books back to the school.
I thought the $80* that I got back was bad. Last semester I got so much more back, so this semester I though I'd at least bank $100. For two of them, I got back a dollar and change each, the other two brought the total up to $80, and the last two aren't on order.
*Which $50 of is already gone.
Mrs.Sweeny Todd
05/12/08, 09:57 PM
i could l give you a 150
jwelborn
05/12/08, 10:44 PM
Just reading this thread makes me worry that somehow i've over with drawled.
thesafeword
05/12/08, 10:53 PM
i could l give you a 150
You can't give him anymore than that? Is the recording industry not paying you?
Chancetobe
05/13/08, 01:52 PM
If this is your first overdraft, they will probably get rid of the fee. I accidently went $7 over one time (yeah, 7 measly dollars and they tried to charge me $40), went to the bank, and since it had never happened before, they got rid of the fee.
Meanwhile, I too have way less money in my account than I thought I did. And, it has to last me another few months. So, i'm fucked. Boo money and unavoidable expenses.
PaulsRightNut
05/14/08, 02:24 PM
SO I went to the bank, and the woman told me if I had deposited money in the account by that day - I would be safe and I would not get charged. I deposited 100 dollars, so I was releived that everything would end up okay.
Fast forward to today, I checked the account online and even after my 100 dollar deposit, it added numerous overdraft charges - and apprently I'm now 86 dollars over the limit! ARGH I'm gonna head over there tomorrow and try to figure out what the heck that happened. I hate this.
hellogorgeous
05/14/08, 03:45 PM
it's cool. one time my rental company took out 5,000$ instead of 500$. that was fun.
thesafeword
05/14/08, 04:09 PM
it's cool. one time my rental company took out 5,000$ instead of 500$. that was fun.
I believe that the dollar sign goes in front of the number.
concernedparent
05/14/08, 04:58 PM
I thought I had 50 left in the bank, where really I only had 50 cents. So I just called Anchor Blue to ask for my job back, haha.
jwelborn
05/14/08, 08:16 PM
SO I went to the bank, and the woman told me if I had deposited money in the account by that day - I would be safe and I would not get charged. I deposited 100 dollars, so I was releived that everything would end up okay.
Fast forward to today, I checked the account online and even after my 100 dollar deposit, it added numerous overdraft charges - and apprently I'm now 86 dollars over the limit! ARGH I'm gonna head over there tomorrow and try to figure out what the heck that happened. I hate this.
You might want to consider switching banks, or just managing your money a little better.
Miss Heartcore
05/14/08, 08:47 PM
I miss hearing this song on the radio.
Oh, and Wachovia always effs me over.
sdbrown
05/14/08, 09:06 PM
Do you have online banking? I never use ATMs (I am stuck in the 1990s) but using them as a way to check your balance is the worst way to manage money.
Also, definitely cause a ruckus. The teller may hate you but those charges are ridiculous. And whoever told you that putting money in your account the same day was an idiot, it all depends on how fast everything is processed. Use that as a reason to get extra furious though.
My roommate takes out like 200 cash before rent every month because he knows he is going to overdraft. That would drive me crazy.
jwelborn
05/14/08, 09:35 PM
Do you have online banking? I never use ATMs (I am stuck in the 1990s) but using them as a way to check your balance is the worst way to manage money.
Also, definitely cause a ruckus. The teller may hate you but those charges are ridiculous. And whoever told you that putting money in your account the same day was an idiot, it all depends on how fast everything is processed. Use that as a reason to get extra furious though.
the only way i manage my money is by checking my balance on an atm.
amysaurus
05/14/08, 10:02 PM
That's so shitty. I'm sorry :-( Fortunately I've never been in that serious of a situation, but I would imagine that it sucks
resrchmnkygrl6
05/14/08, 10:02 PM
the only way i manage my money is by checking my balance on an atm.
i actually found this very sad.
but yet i giggled
jwelborn
05/14/08, 10:09 PM
i actually found this very sad.
but yet i giggled
i keep a rough estimate, i don't go around blindly spending money. but yeah every couple of days i stop by an atm, just to get that exact amount.
thesafeword
05/14/08, 10:40 PM
Sounds like something I'll end up doing.
iAMhollyood315
05/16/08, 07:54 AM
i used to work at a bank, its typically around 30-35 dollars overdraft fee if you don't have ODP
YouAteMyDog182
05/16/08, 08:08 AM
My bank tried to charge me for not having enough, I told them to screw off because It's not my fault my source of income sucks mad tits. I threatened to go to another one, they just took the fee off.
Heh.
Though, I live in Vermont so theres like 4 banks.
But its funny when you threaten with something like that here, because its such a close community there like, oh you bastard, you wouldnt.
yea.
tits in my asss.
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