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circasuicide
10/02/08, 10:20 AM
this may be a weird thread to post on ap.net, but i was wondering if anyone knew of any good sites or companies to go through to get a personal loan. i'm looking to get around $10,000 to pay off some debt and to put down for a house.
pilot_light_out
10/02/08, 11:01 AM
Google.
4N6 science
10/02/08, 11:09 AM
google has all the answers to anything you could possibly think of.
pilot_light_out
10/02/08, 11:16 AM
google is source energy
DaveZeroZero
10/02/08, 12:12 PM
I'm pretty sure that, when you buy a house, you have enough money loaned to you on the mortgage that you should really provide the deposit yourself, rather than piling yourself in more debt.
.invisible ink.
10/02/08, 04:26 PM
if you need a mortgage, talk to me, i'm a mortgage whore, well not really, but I can give you lots of great helpful advice.
Ouch
10/02/08, 04:34 PM
There is a Nigerian bank that has to send millions of dollars to give to you for you to keep it safe. If you give them your bank account #, they will put the money in there and you will keep hold of it until they arrive in America. You will be given about 10% of that sum of money, and the rest they will take back into their bank. So are you ready for the opportunity of a lifetime?

http://www.funman.com.au/media/Thumbs-Up.jpg
kaycey
10/02/08, 05:38 PM
if the "o" in "loan" was an "a".....
.invisible ink.
10/02/08, 05:51 PM
laan?

oh, and then you moved a few letters around...
kaycey
10/02/08, 05:56 PM
lol......exactly.
remedyeli
10/02/08, 08:44 PM
putting yourself in debt to get out of debt.
Smooth.
DickfaceChillah
10/02/08, 08:47 PM
I'm willing to lend it to you. I have a large amount of money in an overseas bank account from an unidentified source. We'll have to keep this under the table, that means no contracts, no face-to-face meetings, and keeping my identity discreet. PM me with your SS#, a record of your debts, and your legal record.
DannySniper
10/02/08, 11:38 PM
this may be a weird thread to post on ap.net, but i was wondering if anyone knew of any good sites or companies to go through to get a personal loan. i'm looking to get around $10,000 to pay off some debt and to put down for a house.

And you wonder why your country's economy is collapsing.

Bravo kid, bravo.
brandnew=love
10/02/08, 11:49 PM
I'm pretty sure that, when you buy a house, you have enough money loaned to you on the mortgage that you should really provide the deposit yourself, rather than piling yourself in more debt.
Dave, you're a badass...
DaveZeroZero
10/03/08, 12:18 AM
Dave, you're a badass...
Haha, why thank you.
brandnew=love
10/03/08, 12:20 AM
Haha, why thank you.
Welcome, where do you learn about that stuff?
DaveZeroZero
10/03/08, 12:22 AM
Welcome, where do you learn about that stuff?
It's called life, Erik.

If more investment bankers were like me, we wouldn't be in the hole that we're in right now.
brandnew=love
10/03/08, 12:25 AM
It's called life, Erik.

If more investment bankers were like me, we wouldn't be in the hole that we're in right now.
lol well I know about loans, just you blew my mind for a second.

too true... it's not that bad over there is it though?
jdark6
10/03/08, 05:51 AM
lol well I know about loans, just you blew my mind for a second.

too true... it's not that bad over there is it though?

...yet..?
DaveZeroZero
10/03/08, 08:17 AM
lol well I know about loans, just you blew my mind for a second.

too true... it's not that bad over there is it though?
Oh, it's getting there alright.
infamous_alias
10/03/08, 08:38 AM
Taking out a loan for a down payment is not a good idea at all.
circasuicide
10/03/08, 12:43 PM
it's called debt consolidation. its a better way of handling your debt. rather than having five poeple harrassing you daily over debt, you get a loan, pay them off, and pay one person or company. 90% of my debt is because of someone else, so im not just some irresponsible kid who took out seven credit cards and bought ridiculous stuff i didnt need and is now looking for help.

as for people wanting me to give them my ssn and account #...yeah. no.
brandnew=love
10/03/08, 12:55 PM
...yet..?
that's not good...
Oh, it's getting there alright.
Fo real? sucks...
DaveZeroZero
10/03/08, 01:09 PM
Fo real? sucks...
Sure does.

Even so, my family spent 20 grand last month - not good.
brandnew=love
10/03/08, 01:29 PM
Sure does.

Even so, my family spent 20 grand last month - not good.
wait 20 grand... american?
DaveZeroZero
10/03/08, 01:38 PM
wait 20 grand... american?
No, more. It was 20 grand English.
brandnew=love
10/03/08, 01:41 PM
No, more. It was 20 grand English.
Thought so... that's pretty crazy...
DaveZeroZero
10/03/08, 01:52 PM
Thought so... that's pretty crazy...
It is indeed =[
mattmatumbo
10/03/08, 02:30 PM
if the "o" in "loan" was an "a".....

OHHHHHHH!!! ;-)
thesafeword
10/04/08, 01:08 AM
Solve debt with more debt?

Solves problems with bigger problems...
circasuicide
10/04/08, 08:47 AM
Solve debt with more debt?

Solves problems with bigger problems...

if you consolidate your debt, you pay off all of the accounts and businesses that are causing your credit to suffer. you can work with a company, or person, to make affordable payments and your credit will begin to rebound.

i have to pay my debt off, and want to, and consolidation is the best route to do so.

im sure you have no debt problems so you find it easy to judge me. i have most of my debt because of someone else, not my own doing, but its still my debt. i put my name on the line and now i have to pay for it. theres nothing wrong with making mistakes as long as you learn from them.
.invisible ink.
10/04/08, 08:52 AM
if you consolidate your debt, you pay off all of the accounts and businesses that are causing your credit to suffer. you can work with a company, or person, to make affordable payments and your credit will begin to rebound.

i have to pay my debt off, and want to, and consolidation is the best route to do so.

im sure you have no debt problems so you find it easy to judge me. i have most of my debt because of someone else, not my own doing, but its still my debt. i put my name on the line and now i have to pay for it. theres nothing wrong with making mistakes as long as you learn from them.

why do you feel consolidation is the best route? You end up paying for something you can work out on your own. Have you tried negotiating a work-out plan with your creditors before turning your stuff over to a company that will make money off of you?

You should check out Clark Howard. He's a radio talk show host that gives really helpful advice about personal finance and avoiding ripoffs. http://clarkhoward.com/ and here's a search I just did for "debt consolidation" on his site: http://clarkhoward.com/shownotes/category/6/23/169/