Suck My Balls
Male - 26 Years Old
Luck might not be the right word....fortunate, maybe. Definitely some luck though.
Usually, when you choose a career path that doesn't include college, you end up busting your ass for 40-50 hours a week at a full time job for an income on the lower end of median. If you're lucky, you'll be part of a union that fights to get you decent health benefits and maybe some dental. But chances are the income you're taking it won't be nearly enough to raise a kid, live in a halfway decent area, and still have extra income at the end to invest. That is, assuming you have any sort of education at all on even how to go about investing. As luck would have it, she's lucky enough to have a union that fought to get her a 401K and pension as well. Of course, sacrifices had to be made by the union to get those things...she can't touch either account until she reaches a certain age, and if god forbid something happens to her, her children (aka me) don't get to inherit those accounts. Only a spouse can. Kind of discriminatory towards single parents, IMO.
If you are not married you can select someone else as your beneficiary.