Well, they are all higher than the rate I am earning on my savings. So while I have cash in the bank, I am losing money on my debt's interest rate. So the question is whether or not the risk of having a low savings balance for a while so I can wipe my debt out is worth it.
okay so it's kinda all or nothing? pay that shit off. if something bad happens you'll have your credit card, not the greatest idea but at least you won't be caught with your pants down