1k is waaaaay too low. I agree with a lot of people here that you need to look at your savings from the perspective of your expenses. So instead of a dollar amount you look at 3-6 months of expenses and have that tucked away.
3-6 Months is what you have in savings after you pay off your debt. Your best source of income and savings is your own dollar bill, which is currently marked by your debt.
I follow the principals of Dave Ramsey, I'd definitely recommend checking him out.