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08:00 AM on 11/29/12 
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spiffa0
The Low-Cal Calzone Zone
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Westmont, NJ
Male - 26 Years Old
I've made some mistakes in my college years and racked up some credit card debt. Is it possible to take out a lower interest loan from a bank to pay off that debt so now you only have one loan at a lower interest rate?

I've ceased using credit cards over the past year and while I'm definitely more responsible with my money, living in South Jersey ain't cheap and it's a slow process to recover from past mistakes.



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