I'm still a sucker for physical copies so I tend to buy those whenever I can. In addition I will pay for digital copies of all the music that I do listen to regularly, even if I can legitimately get it for free (via Bandcamp, for example), because I like the idea of directly supporting the artist who made the music. The good thing is that I don't like/listen to enough music to have this be a terrible burden on my wallet. But I absolutely spend more than $108 per year on just music alone. It just seems... right to me? I don't know. I value music quite highly, and it seems like most people don't, and therefore don't think to actually give money to people who make the music that they are passively (or mindlessly) listening to 24/7.
I did like a greater variety of music, I don't know what I would do. Probably a streaming website for most artists, then buy and own for the best music.